Uninsured Motorist Accident
Attorneys in Kenner & Covington, Louisiana
Under Louisiana law, all drivers must purchase liability insurance for injuries to others. Despite the law, thousands of drivers do not have any insurance and the vast majority carry only the minimum coverage. What happens if such a driver crashes into you? Are you saddled with the medical bills and other losses?
If you have uninsured/underinsured motorist coverage on your auto policy, your own insurance company pays. However, insurance companies commonly try to deny, delay or downplay such claims. Rue Law Firm is here to help you fight your insurer for your rightful compensation.
Are You Protected If The Other Driver Has Minimal Coverage?
UM/UIM insurance is not required in Louisiana, but it's highly recommended you go out and get it if you do not have this invaluable protection. If you carry the minimum coverage, it's also also recommendde that you increase it. For just a few dollars more, you and your family would be covered for a catastrophic accident. Rue Law Firm is happy to review clients’ insurance policies and advise on appropriate accident coverage.
Important Facts About Uninsured Drivers in Louisiana
A recent study shows that 16.1 % of drivers in America are uninsured. Approximately 14% of car wrecks are caused by uninsured drivers. In Louisiana, Rue Law Firm's attorneys believe that those percentages of uninsured drivers in larger, thus it is very important that you obtain uninsured- underinsured insurance coverage to protect you against these uninsured drivers. If you get into a wreck with an uninsured driver, immediately contact Rue Law Firm.
Metairie Attorneys For Underinsured Motorist Accidents
The minimum liability coverage in Louisiana is a 15/30 policy ($15,000 per person, up to a maximum of $30,000 per accident). This may sound like a lot of money, but it doesn’t go very far if you have substantial hospital bills, if you will need surgery, if you are disabled from work for many months or if several victims must share the money.
This is where your uninsured motorist/underinsured motorist (UM/UIM) kicks in:
If the other driver has no auto insurance, your UM/UIM covers you.
If your damages exceed the other driver’s coverage, your UM/UIM covers you.
If you were the victim of a hit and run accident, your UM/UIM covers you.
Louisiana Attorneys at Stephen Rue & Associates have handled thousands of auto accident cases, regularly taking on the biggest insurance companies in coverage disputes, including uninsured and underinsured motorist claims. They are confident they can make insurers live up to their obligations under your UM or UIM policy.
The other driver is not the main concern. It’s your own insurance company that you have to worry about. Let the dedicated team at Rue Law Firm take on the burdens if you were injured in a car wreck.
Contact a New Orleans Uninsured Motorist Lawyer
Rue Law Firm's team of New Orleans attorneys have years of experience in successfully litigating personal injury cases. Call today to learn how they can be of assistance.